DriveWide — More Cars. More Approval. More You.
Best Price + TradeWe beat Carvana, CarMax, or franchise dealers on out‑the‑door price and trade‑in offers.

Credit Application

Securely apply for financing. If you arrived from a vehicle page, it will be pre-selected below. You can also search for a vehicle.

We are an equal credit opportunity lender. We comply with the Equal Credit Opportunity Act (ECOA). We do not discriminate on the basis of race, color, religion, national origin, sex, marital status, age, or any other characteristic protected by law.

Search & select an interested vehicle (optional)

Your Social Security Number is collected solely to process your credit application and is protected under our Privacy Policy.

By submitting this application, you authorize DriveWide to obtain your consumer credit report from one or more consumer reporting agencies. This report will be used to evaluate your application for credit. This is a permissible purpose under the Fair Credit Reporting Act (15 U.S.C. § 1681b). You have rights under the FCRA, including the right to know if information in your credit file was used against you. Learn more about your rights under the FCRA.

I consent to a credit check and to be contacted about my application.

Financing FAQs

Will applying hurt my credit?

Submitting this application lets us process your request with our lenders. Multiple hard inquiries within a short window are typically treated as one by scoring models.

What documents do I need?

Common items are a valid ID, proof of income, proof of residence, and insurance. We’ll confirm what’s needed for your specific lender.

How fast is approval?

Many approvals are same‑day; final funding depends on verification and the lender’s conditions.

Do you work with my bank or credit union?

Yes. Choose “Using My Bank” in the Buy/Reserve flow, or note your institution here, and we’ll coordinate.

Do you accept trade‑ins with loans?

Yes, we handle payoffs and equity differences every day. The team will request your 10‑day payoff to finalize numbers.